Losses, damage or liability directly or indirectly
arising out of
war, invasion, act of foreign enemy, hostilities (whether war be declared or not) or civil war
rebellion, revolution, insurrection, mutiny, riot, strike, lock-out, civil commotion, military or usurped power, a group of malicious persons or persons acting on behalf of or in connection with any political organization
conspiracy, confiscation, commandeering, requisition or destruction or damage by order of any government de jure or de facto or by any public authority
nuclear reaction, nuclear radiation or radioactive contamination
willful act or willful negligence of the Insured or of his representatives
cessation of work whether total or partial
In any action, suit or other proceeding where the Insurers allege that by reason of the provisions of Exclusion a) above any loss, destruction, damage or liability is not covered by this insurance the burden of proving that such loss, destruction, damage or liability is covered shall be upon the Insured.
The above product information is very general and is not an insurance contract/agreement. Detailed terms and conditions will be referred to, in the policy. It is crucial that you read and understand the policy’s terms and conditions well.