What is Personal Accident Insurance

Insurance product that covers the risks if the Insured shall sustain bodily injury caused by any accident which occur suddenly and come from external and the benefits provided in accordance with the terms and conditions listed in the policy.

Key coverage

Here is an overview of Your coverage:

  • Death and/or permanent disablement coverage (comprehensive);
  • Medical expenses coverage.

How much is my premium?

Your premium may vary, depends on:

  • Your age;
  • Your occupany.
Death / Permanent Disablement Coverage

Death / Permanent Disablement Coverage

Sum Insured Rp. 100,000,000
Premium Rate 0.10%
Rp. 100,000,000 x 0.10% = Rp.       100,000
Medical Expenses Coverage

Medical Expenses Coverage

Sum Insured Rp. 10,000,000
Premium Rate 0.75%
Rp. 100,000,000 x 0.75% = Rp. 75,000

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What we don't cover

Loss, damage and any expense incurred in Motor Vehicle and or third party legal liability, caused by

  • Wilful act;
  • War;
  • Criminal Act;
  • Act of fighting;
  • Suicide or attempt threat;
  • Accident while driving an automobile without current valid license or under the influence of alcohol and/or drugs.
Important information

This is general information and is not an insurance contract/agreement. Detail terms and conditions will be referred to the policy. It is crucial that you read and understand the policy's terms and conditions well.