What is Pro Apartments Insurance?

It is a protection plan which:

  • Protects against loss or damage to your apartments, your contents and personal effects.  Basic sum insured is XXX
  • Insures you and up to four immediate family members for XXX each
  • Covers
    • loss or damage to your maid’s property
    • additional cost for temporary residence or loss of rent income
    • Personal Accident cover which includes
      • Death Benefit
      • Medical Expenses
      • Funeral expenses
    • accidental bodily injury to third party and accidental damage to third party’s property

Key coverage

Here is an overview of your coverage.

Loss of or damage to your apartment and its contents directly caused by

  • Riot, strike, flood, windstorm, earthquake
  • Fire (standard)
  • Thief following with violence
  • Physical impact
  • Pipe damage, etc
  • Personal Accident
  • Debris cleaning
  • Third Party Liability

How much is my premium?

Your premium may vary, depending on the number of storeys in your apartment building

e.g.
The Premium Rate for buildings up to 24 Storeys and not adjoining a shopping center: 
Flexas rate 0.0387%

Your deductible is 5% of the claim payable or 0.1% of TSI, whichever is higher. 

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Important information

The above product information is very general and is not an insurance contract/agreement. Detailed terms and conditions will be referred to, in the policy. It is crucial that you read and understand the policy’s terms and conditions well.

Did you know?