What is unit-linked product?

Unit-linked insurance offers two benefits, namely, protection and investment benefits. Your premium payment will be allocated partly to pay for your protection and partly to investment instrument in the form of unitlinked.

Policyholder reserves the right to allocate investment funds provided by Insurer. There is no guarantee as to investment performance which depends on respective risks and investment condition.  


Who will assess and determine unit price? 

Custodian Bank will assess and determine the unit price because Custodian Bank is responsible for investment administration.  


What is custodian bank?

Custodian Bank is an entity that provides custodian services of Securities and other assets relating to Securities and other services including receiving dividends, interest, and other entitlement, settle securities transactions, and representing account holders who become its customers.  


What should I do if I want to increase my investment balance (top-up)? 

The following Requirements apply to Investment Top Up:

  1. Unit Link Transaction Application Form
  2. Enclose a photocopy of Policyholder’s valid ID Card (KTP / SIM / Passport)
  3. Minimum Top Up amount is RP. 1,000,000  

What are the procedures if I want to withdraw a sum of fund from my investment balance?

The following requirements apply to Withdrawal:

  1. Complete Unit Link Transaction Application Form
  2. Enclose a photocopy of Policyholder’s valid ID Card (KTP / SIM / Passport)
  3. Minimum withdrawal is RP. 1,000,000
  4. Minimum funds remaining for each type of investment is RP. 2,000,000

What are the procedures if I want to switch the fund to other investment type?

The following requirements apply to Fund Transfer (Switching):

  1. Complete Unit Link Transaction Application Form
  2. Enclose a photocopy of Policyholder’s valid ID Card (KTP / SIM / Passport)
  3. Minimum fund switched is Rp. 1,000,000
  4. No transfer fee is charged for 2 fund transfers made in one year. Thereafter, a transfer fee amounting to Rp. 100,000 will be charged

Will I receive investment report regularly?

Investment Report will be sent on each policy anniversary (annually), however, you can ask Investment Report at any time by contacting our Customer Service.

Want to Talk to Us

Feel free to contact us at:
021 2953 0730