Increased Benefit of Foreign Workers Hospitalisation and Surgical Insurance Scheme (FWHS)
The Ministry of Health has increased the Overall Annual Limit of the Foreign Workers Hospitalisation and Surgical Insurance Scheme (FWHS) from RM 10,000 to RM 20,000 per Insured person for all new and renewal policies with effect from 1st August 2016.
All other terms and conditions remain unchanged, i.e.
- The annual premium will remain at RM 120 per worker
- All foreign workers will be admitted to a Third Class Ward in government hospitals
- All other existing coverage, exclusions and terms and conditions remain unchanged.
The revised benefit will apply to any certificate/policy issued on/after 1st August 2016 with inception date on/after 1st August 2016.