What is Foreign Workers Compensation Scheme insurance?

  • A statutory insurance scheme under Section 26(2) of the Amended Act 1996 of Workmen’s Compensation Act 1952 which you are required to purchase for your foreign workers.
  • Indemnifies you for any compensation payable by you, for employment and non-employment injury sustained by a foreign worker.

Key coverage

Here is an overview of your coverage

Workmen’s Compensation Insurance

Workmen’s Compensation Insurance

This section covers the foreign worker against personal injury by accident or disease arising out of or in the course of employment with the Insured.

  • Death from occupational disease or accident during working hours
  • Death by accident whilst in the course of employment
  • Funeral Expenses
  • Permanent Total Disablement
  • Temporary Disablement (Half Monthly Payment)

Repatriation Expenses

Repatriation Expenses

This section indemnifies you for the cost of transportation of the remains of the deceased or permanently-disabled worker back to his/her country of origin.


Personal Accident (Off-Work Hours)

Personal Accident (Off-Work Hours)

Payable in respect of personal injury or death sustained in an accident outside working hours

  • Medical Expenses
  • Temporary Disablement
  • Permanent Partial Disablement
  • Death or Permanent Disablement

How much is my premium?

Your premium may vary depending on the number of foreign workers under your employment who are declared to us.

Download our brochures under the Product Literature

Get it now

What we don’t cover

  • Common law liability
  • Unlawful acts, suicide and intentional self-injury
  • Venereal disease, insanity or AIDS
  • Dangerous sporting activities such as mountaineering, ski-diving, motor-racing, etc.
  • War, civil war and any act of terrorism
  • Radioactive and nuclear energy risks
  • Claims arising from “Latex Protein Toxic Syndrome” and Asbestos and any act of terrorism
Note:
This list is non-exhaustive. Please refer to the sample policy contract for the full list of exclusions under this policy.
Important information

This plan is underwritten by Tokio Marine Insurans (Malaysia) Berhad. All benefits and features mentioned herein are subject to terms and conditions of the policy. It is In your best interest to refer to the Policy Contract for the precise terms and conditions of this insurance plan.  The information shown here is for reference only and is accurate as at 30 June 2012.

Note: You should satisfy yourself that this policy will best serve your needs. You should read and understand the insurance policy, at all times, feel free to contact us for more information.