What is it?

It is a plan which covers all your employees under one contract.

It pays a lump sum upon diagnosis of any 36 defined dread diseases.

It can:

  • Serve as an employee benefit
  • Provide peace of mind to you
  • Help to attract and retain good employees

Why is this important to you?

  • As an optional rider to Group Term Life, it pays a lump sum to your employees upon diagnosis of any one of the defined 36 Dread Diseases.
  • This is in addition to Group Term Life benefits they will also receive.

This is suitable if you want

  • To provide your employees with additional peace of mind
  • To show your employees that you have their welfare at heart
  • To use this plan to serve
    • as an employee benefit
    • to attract and retain good employees


This is not suitable if you want

  • A savings plan with investment returns
  • A whole life protection plan

Key coverage

  • Coverage
This brief summary is not a policy document. Please read the actual policy documents for important details on coverage, exclusions, limits, conditions and terms.

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Important information

This plan is underwritten by Tokio Marine Life Insurance Malaysia Bhd. All benefits and features herein are subject to terms and conditions of the policy. It is in your best interest to refer to the Policy Contract for the precise terms and conditions of this insurance plan. The information shown here is for reference only and is accurate as at 21 August 2014.

Buying life insurance is a long term commitment. If you surrender the policy in the early years, the amount you get back may be less than amount that you can afford.

Note: You should satisfy yourself that this policy will best serve your needs. You should read and understand the insurance policy, and at all times, feel free to contact us for more information.