What is Workmen’s Compensation insurance?

It is a policy which covers your statutory liability as an employer, to insure all your employees.

It protects you from any cost and compensation to an employee for personal injuries sustained by

  • Accidents
  • Occupational diseases
     

It covers both medical and legal costs which arise in the course of employment under

  • The Workmen’s Compensation Act 1952
  • Subsequent amendments to the Act
  • Common Law
     

In addition, the policy may pay for all costs and expenses incurred with our written consent in defending any claim for such compensation.

Key coverage

The following information below are an overview of what's covered.

Here is an overview of your coverage.

Here is an overview of your coverage.

Covers you for all compensation you are liable for

This applies to an employee’s personal injury, sustained by accident or occupational diseases in the course of his employment under:

  • Workmen’s Compensation Act 1952 and the subsequent amendments to the Act
  • Common Law

How much is my premium?

Your premium may vary, depending on

  • Annual payroll/wage roll declared
  • Our underwriting requirements


Download our brochures under the Product Literature

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What we don’t cover

  • Liability assumed by agreement
  • Any employee who is not a ‘workman’ within the meaning of the Workmen’s Compensation Law(s)
  • War, civil war and any act of terrorism
  • Radioactive and nuclear energy risks
  • Claims arising from ‘Latex Protein Toxic Syndrome’ and Asbestos
Note:
This list is non-exhaustive. Please refer to the sample policy contract for the full list of exclusions under this policy.
Important information

This plan is underwritten by Tokio Marine Insurans (Malaysia) Berhad. All benefits and features mentioned herein are subject to terms and conditions of the policy. It is In your best interest to refer to the Policy Contract for the precise terms and conditions of this insurance plan. The information shown here is for reference only and is accurate as at 30 June 2012.

Note: Rest assured that this policy will best serve your needs in taking care of your employees. You should read and understand the insurance policy and discuss it with your agent. Or, feel free to contact us directly for more information.