Any employee who is not a ‘workman’ within the meaning of the Workmen’s Compensation Law(s)
War, civil war and any act of terrorism
Radioactive and nuclear energy risks
Claims arising from ‘Latex Protein Toxic Syndrome’ and Asbestos
This list is non-exhaustive. Please refer to the sample policy contract for the full list of exclusions under this policy.
This plan is underwritten by Tokio Marine Insurans (Malaysia) Berhad. All benefits and features mentioned herein are subject to terms and conditions of the policy. It is In your best interest to refer to the Policy Contract for the precise terms and conditions of this insurance plan. The information shown here is for reference only and is accurate as at 30 June 2012.
Note: Rest assured that this policy will best serve your needs in taking care of your employees. You should read and understand the insurance policy and discuss it with your agent. Or, feel free to contact us directly for more information.