Any person lawfully in the premises or a member of your premises
Hold-up or robbery unless specifically mentioned
Strike, riot and civil commotion
Premises unoccupied for over 30 consecutive days
Confiscation by order of any Government or Public Authority
War and related risks
Radioactive and nuclear energy risks
Any act of terrorism
This list is non-exhaustive. Please refer to the sample policy contract for the full list of exclusions under this policy.
This plan is underwritten by Tokio Marine Insurans (Malaysia) Berhad. All benefits and features mentioned herein are subject to terms and conditions of the policy. You must refer to the policy contract for the precise terms and conditions of this insurance plan. The information is for reference only and is accurate as at 30/06/2012
Note: You should satisfy yourself that this policy will best serve your needs. You should read and understand the insurance policy, and at all times, feel free to contact us for more information.