by restrictions imposed by authorities on the reconstruction or operation of the business
due to insufficient capital for timely restoration or replacement of property destroyed, damaged or lost
due to burning of property by order of any Public Authority
War, civil war and any act of terrorism
Radioactive and nuclear energy risks
Property damage to data or software
This list is non-exhaustive. Please refer to the sample policy contract for the full list of exclusions under this policy.
This plan is underwritten by Tokio Marine Insurans (Malaysia) Berhad. All benefits and features mentioned herein are subject to terms and conditions of the policy. It is In your best interest to refer to the Policy Contract for the precise terms and conditions of this insurance plan. The information shown here is for reference only and is accurate as at 30 June 2012.
Note: You must ensure that your property is insured at the appropriate amount. You should read and understand the insurance policy and discuss it with your agent. Or, feel free to contact us directly for more information.