While the vehicle is used for illegal business as an unlicensed common carrier
While the driver is under the influence of alcohol or drugs unless the drugs was taken in accordance with proper medical prescription and directions
If the vehicle is used for hire or reward, road rally pace making, speed-testing or use for any purpose in connection with the motor trade
If the driver does not hold a valid driver's license to drive the automobile or if not qualified for holding or obtaining such a valid driver's license under the regulation of the Malaysian/Singapore Road Transport Department
Any person engaging in or taking part in police, army, naval or armed force services or operations
Terrorism and war risks
This list is non-exhaustive. Please refer to the DriveSafe PA Partner Policy for the full list of exclusions.
This plan is underwritten by Tokio Marine Insurans (Malaysia) Berhad. All benefits and features mentioned herein are subject to terms and conditions of the policy. It is In your best interest to refer to the Policy Contract for the precise terms and conditions of this insurance plan. The information shown here is for reference only and is accurate as at 26 April 2017.
Note: You are advised to note the scale of benefits for death and disablement in your insurance policy. You are advised to nominate a nominee and ensure that your nominee is aware of the personal accident policy that you have purchased. You should read and understand the insurance policy, at all times, feel free to contact us for more information.