hire or reward, road rally pace making, speed-testing or any purpose related to the motor trade
under the influence of alcohol, or drugs (unless medically prescribed)
without a valid driving license
not qualified for holding or obtaining a license under the regulation of the Malaysia/Singapore Road Transport Department
Any person involved in police, army, naval or armed force services or operations
Terrorism and war risks
This list is non-exhaustive. Please refer to the sample policy contract for the full list of exclusions under this policy.
This plan is underwritten by Tokio Marine Insurans (Malaysia) Berhad. All benefits and features mentioned herein are subject to terms and conditions of the policy. It is In your best interest to refer to the Policy Contract for the precise terms and conditions of this insurance plan. The information shown here is for reference only and is accurate as at 30 June 2012.
Note: You are advised to note the scale of benefits for death and disablement in your insurance policy. You are advised to nominate a nominee and ensure that your nominee is aware of the personal accident policy that you have purchased. You should read and understand the insurance policy, at all times, feel free to contact us for more information.