What is Flexi PA Partner insurance?

It is a personal accident plan that gives you the flexibility to determine your coverage, based on your needs and budget.

It provides

  • Worldwide protection, 24 hours a day
    • at home
    • at work
    • during your leisure time or
    • while on travel
  • Renewal bonus of 10% of capital sum insured per annum up to 3 years
  • Ambulance fees up to RM200 per accident
  • Funeral/Repatriation expenses of up to maximum RM3,000


Age limit: 16 to 65 years

Key coverage

Here is an overview of your coverage

Personal Accident Protection

Personal Accident Protection

  • Accidental Death & Permanent Disablement
  • Temporary Total Disablement (TTD)
  • Temporary Partial Disablement (TPD)
  • Medical Expenses including Traditional Chinese practitioner (TCM) expenses

Other Benefits

Other Benefits

  • Funeral/Repatriation Expenses
    3% of capital sum insured up to maximum of RM3,000.
  • Ambulance Fee
    Up to RM200 per accident for charges by hospital or private ambulance company for emergency/ambulance response and treatment.
  • Renewal Bonus
    Renewal bonus of 10% of the original capital sum insured per annum up to 3 years.

How much is my premium?

Your premium may vary, depending on

  • The sum insured
  • Your classification of occupation
  • Our underwriting requirements


Download our brochures under the Product Literature

Get it now

What we don't cover

  • War and allied risks
  • Suicide or any attempt to take one’s life
  • Pre-existing physical or mental defect or infirmity
  • Illness, diseases, infections
  • Childbirth, miscarriage, pregnancy or other related complications
  • Flying as a pilot or crew member in any aircraft
  • Criminal acts
  • Professional sports activities of any kind
  • Hazardous sports activities
  • Radioactive and nuclear weapon material accidents
  • Terrorism
Note:
This list is non-exhaustive. Please refer to the sample policy contract for the full list of exclusions under this policy.
Important information

This plan is underwritten by Tokio Marine Insurans (Malaysia) Berhad. All benefits and features mentioned herein are subject to terms and conditions of the policy. It is In your best interest to refer to the Policy Contract for the precise terms and conditions of this insurance plan. The information shown here is for reference only and is accurate as at 30 June 2012.

Note: You are advised to note the scale of benefits for death and disablement in your insurance policy. You are advised to nominate a nominee and ensure that your nominee is aware of the personal accident policy that you have purchased. You should read and understand the insurance policy, and at all times, feel free to contact us for more information.