Enjoy every journey. Stay protected all year long.
What is Annual Travel Partner insurance?
A travel protection plan that lets you travel the world, free of worry and uncertainty
Provides you with comprehensive and wide coverage, including terrorism
Here is an overview of your coverage
Accidental Death & Permanent Disablement
Child Education Fund
Burial or Cremation and / or Repatriation Expenses
Medical and Other Expenses
Personal Luggage and Personal Effects
Personal Money and Travel Documents
Cancellation (Loss of Deposits)
Delay in Departure
Delay in Arrival
Home Care Benefit
Loss of Travel Deposits / Travel Package Payment
Additional Costs of Rental Car Return
Tokio Marine Travel Assistance Services
Area 1 Australia, Brunei, Cambodia, China, Hong Kong, India, Indonesia, Japan, Korea, Laos, Macau, Malaysia (from Peninsular Malaysia to East Malaysia or vice versa), Maldives, Myanmar, New Zealand, Pakistan, Philippines, Singapore, Sri Lanka, Taiwan, Thailand and Vietnam excluding Tibet, Nepal and Mongolia.
Area 2 Mongolia and Worldwide excluding USA, Canada, Tibet and Nepal.
Area 3 Worldwide including USA, Canada, Tibet and Nepal.
How much is my premium?
Your premium may vary, depending on your destination.
Area 1: Annual Premium of RM302.10
Area 2: Annual Premium of RM355.10
Area 3: Annual Premium of RM413.40
(Inclusive 6% GST and subject to RM10 Stamp Duty)
War and related risks including riot or civil commotion
Government regulations/acts or authorities of any country
Claims arising from manual work in connection with any trade, employment or profession
Travelling (other than as a fare paying passenger) in a fully licensed passenger aircraft
Suicide or self-inflicted injuries
HIV, AIDS/AIDS related complex
Effect/Influence of alcohol or drugs
Pregnancy, childbirth, abortion or miscarriage
Pre-existing medical conditions
Illness/Disorders of a psychological nature, any anxiety state and/or nervous depression and mental illness
This list is non-exhaustive. Please refer to the sample policy contract for the full list of exclusions under this policy.
This plan is underwritten by Tokio Marine Insurans (Malaysia) Berhad. All benefits and features mentioned herein are subject to terms and conditions of the policy. It is in your best interest to refer to the Policy Contract for the precise terms and conditions of this insurance plan. The information is for reference only and is accurate as at 30 September 2016.
You are advised to
note the scale of benefits for death and disablement
nominate a nominee
ensure your nominee is aware of this personal accident policy
read and understand the insurance policy
discuss it with your agent or contact us directly for more information