War and related risks including riot or civil commotion
Radioactive and nuclear weapon material accidents
Suicide or any attempt at suicide
Engaging in any manual labour
Flying as a pilot or crew member in any aircraft
Childbirth, miscarriage, pregnancy or other complications
Intoxicating liquor or drugs not prescribed by a qualified registered medical practitioner
Illness, disease, infection
Travelling contrary to medical advice or specifically to obtain medical treatment
This list is non-exhaustive. Please refer to the sample policy contract for the full list of exclusions under this policy.
This plan is underwritten by Tokio Marine Insurans (Malaysia) Berhad. All benefits and features mentioned herein are subject to terms and conditions of the policy. It is In your best interest to refer to the Policy Contract for the precise terms and conditions of this insurance plan. The information shown here is for reference only and is accurate as at 30 June 2012.
Note: You are advised to take note of the scale of benefits for death and disablement in your insurance policy. It is recommended that you select a nominee and ensure that he/she is aware of the personal accident policy that you have purchased. You should read and understand the insurance policy, at all times, feel free to contact us for more information.