What is domestic travel partner insurance?

It is a worry-free travel plan for trips within Malaysia. This includes Sabah, Sarawak and Federal Territory of Labuan.

The plan covers

  • Accidental Death/Permanent Disablement
  • Reimbursement of medical, surgical and hospital charges as a result of an injury
  • Up to RM100 for theft or loss of or damage to your personal luggage and/or personal effects
  • RM50 compensation for each full 8-hour delay, up to a maximum of RM500


Whether you are travelling alone or with your family, you have two coverage options to suit your needs.

  • Individual Plan
    For individuals between 30 days and 80 years old.
  • Family Plan
    You, your legal spouse (one only) and all your children accompanying you who are between 30 days and 18 years old.

Key coverage

Here is an overview of your coverage

Personal Accident

Personal Accident

  • Accidental Death
  • Accidental Permanent Disablement

Medical Expenses

Medical Expenses

  • Follow-up Treatment
  • Daily Hospital Allowance

Personal Luggage & Personal Effects

Personal Luggage & Personal Effects

  • Theft or loss of or damage to your personal luggage and/or personal effects

Travel Delay

Travel Delay

  • Compensation for Travel Delay (only applicable to scheduled carriers)

How much is my premium?

Your premium may vary, depending on

  • The plan selected
  • Your travelling period
  • Our underwriting requirements

Download our brochures under the Product Literature

Get it now

What we don’t cover

Death or injury caused by or due to

  • War and related risks including riot or civil commotion
  • Radioactive and nuclear weapon material accidents
  • Suicide or any attempt at suicide
  • Engaging in any manual labour
  • Flying as a pilot or crew member in any aircraft
  • Childbirth, miscarriage, pregnancy or other complications
  • Intoxicating liquor or drugs not prescribed by a qualified registered medical practitioner
  • Illness, disease, infection
  • Criminal acts
  • Travelling contrary to medical advice or specifically to obtain medical treatment
This list is non-exhaustive. Please refer to the sample policy contract for the full list of exclusions under this policy.
Important information

This plan is underwritten by Tokio Marine Insurans (Malaysia) Berhad. All benefits and features mentioned herein are subject to terms and conditions of the policy. It is In your best interest to refer to the Policy Contract for the precise terms and conditions of this insurance plan. The information shown here is for reference only and is accurate as at 30 June 2012.

Note: You are advised to take note of the scale of benefits for death and disablement in your insurance policy. It is recommended that you select a nominee and ensure that he/she is aware of the personal accident policy that you have purchased. You should read and understand the insurance policy, at all times, feel free to contact us for more information.