What is Golfer insurance?

A comprehensive golfer package policy to indemnify you for loss or damage while playing or practicing at any recognized golf club or golf course in the world, except USA and Canada.

Options

Choose between our two offerings.

  • Budget Plan
    • Liability to the public
      Pays up to RM500,000 for one accident or a series of accidents constituting one occurrence. This includes all litigation costs and expenses
    • Personal Accident
      Pays up to RM50,000
    • Golfing Equipment and Personal Effects
      Pays up to RM2,500
    • Buggy
      Pays up to RM1,500
    • Hole-In-One
      Pays up to RM1,000
       
  • Full Plan
    • Liability to the public
      Pays up to RM2,000,000 for one accident or a series of accidents constituting one occurrence. This includes all litigation costs and expenses.
    • Personal Accident
      Pays up to RM200,000
    • Golfing Equipment and Personal Effects
      Pays up to RM10,000
    • Buggy
      Pays up to RM2,500
    • Hole-In-One
      Pays up to RM5,000

What's covered

Here is an overview of your coverage

Liability to the public

Liability to the public

Covers your legal liability to third party for bodily injury or damage to property whilst playing or practising golf.


Personal Accident

Personal Accident

Covers you  against bodily injury (caused solely and directly by violent accidental external and visible means) whilst you are playing or practicing on the golf course which results in

  • Medical and surgical treatment in respect of any one accident
  • Total loss by physical severance of one hand or one foot
  • Total loss by physical severance of both hands or both feet or of one hand and one foot
  • Total and irrecoverable loss of all sight in one eye
  • Total and irrecoverable loss of all sight in both eyes
  • Death

Golfing equipment and personal effects

Golfing equipment and personal effects

Covers against loss or damage to

  • Golf clubs, bag trundles and other accessories belonging to you or held in trust by you or on commission
  • Personal effects belonging to you whilst contained within the premises of a golf club or during play or practice

Buggy

Buggy

Covers against loss of or damage to the buggy whilst in the care, custody and control of you, within the premises of the golf club


Hole-In-One

Hole-In-One

Pays you when you hit a Hole–In-One at any recognized golf club

How much is my premium?

Your premium may vary depending on your choice of plan

  • Budget plan: RM93.28
  • Full plan: RM355.10
    (Premium is inclusive of 6% GST and subject to RM10 Stamp Duty)

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What we don't cover

  • Any consequential loss
  • Fines, penalties, along with punitive and exemplary damages
  • War risks and any act of terrorism
  • Radioactive and nuclear energy risks
  • Claims arising from ‘Latex Protein Toxic Syndrome’ and Asbestos
Note:
This list is non-exhaustive. Please refer to the sample policy contract for the full list of exclusions under this policy.
Important information

The two plans are underwritten by Tokio Marine Insurans (Malaysia) Berhad. All benefits and features mentioned herein are subject to terms and conditions of the policy. It is In your best interest to refer to the Policy Contract for the precise terms and conditions. The information shown here is for reference only and is accurate as at 30 June 2012

Note: You should satisfy yourself that this insurance policy will best serve your needs. You should read and understand the insurance policy, at all times, feel free to contact us for more information.