What is ACM Sure 12 insurance?

It is a participating whole life plan with

  • An annual cash bonus comprising 5% of the sum assured is payable after the 12th year
  • Options to enhance your protection against Death and Total and Permanent Disability (TPD)

Why is this important to you?

You can look to the future with confidence, knowing that you

  • Enjoy comprehensive whole life protection
  • Can enhance your protection with supplementary riders
  • Will receive yearly cash payments up to your  80th birthday
  • Total Sum Assured and any accumulated bonuses with interest will be payable in one lump sum as death benefit 

In the event of Total and Permanent Disability (TPD):                          

  • Sum Assured up to RM 1,000,000 per policy and RM 3,000,000 per life is payable in one lump sum. 

This is suitable if you want

  • A savings and retirement plan
  • Limited premium payment terms

This is not suitable if you want

  • To have long premium payment term

Key coverage

  • Cover up to age 80
  • For Death and Total Permanent Disability (TPD)
This brief summary is not a policy document. Please read the actual policy documents for important details on coverage, exclusions, limits, conditions and terms.

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Important information

This plan is underwritten by Tokio Marine Life Insurance Malaysia Bhd. All benefits and features herein are subject to terms and conditions of the policy. It is in your best interest to refer to the Policy Contract for the precise terms and conditions of this insurance plan. The information shown here is for reference only and is accurate as at 21 August 2014.

Buying life insurance is a long term commitment. If you surrender the policy in the early years, the amount you get back may be less than amount that you can afford.