What is International Expatriate Cover?

It is an international medical insurance plan that provides extensive medical coverage for expatriates while on assignment.

It provides:

  • Access to healthcare providers’ network
  • Inpatient and outpatient benefits
  • Optional maternity, dental and vision care benefits

Why is this important to you?

You can free yourself of healthcare coverage worries, with:

  • Quick and efficient service
  • Tailored solutions
  • The flexibility of having an individual or group policy

This is suitable if you want

  • International medical insurance for your expatriate employees and/or senior management, and their families
  • An international medical insurance plan whilst you are on overseas assignments
     

This is not suitable if you want

  • Local medical insurance coverage
 

Key coverage

  • International Coverage
  • Healthcare Providers’ Network
  • Customised Coverage
  • Efficient Service
All benefits and features mentioned herein are subject to terms and conditions of the policy. You must refer to the Policy Contract for the precise terms and conditions of this insurance plan.

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Important information

These marketing materials are not intended as an offer or recommendation to the purchase of any insurance plan. These plans are insured by Tokio Marine Life Insurance Singapore Ltd. and is only available through our authorised distributors. Please refer to the Policy Contract for the precise terms, conditions, and exclusions of these insurances. For individual application, please obtain the required product disclosures and seek advice from a financial adviser before making a commitment to purchase this plan. It is usually detrimental to replace an existing accident and health policy with a new one as the new policy may cost more or have fewer benefits at the same cost.

For policies distributed in Singapore:
This policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of the coverage, where applicable, please contact us or visit the LIA or SDIC websites (www.lia.org.sg or www.sdic.org.sg).

Care & Health International Healthcare Solution (Group application) is not a qualified plan under the Transferable Medical Insurance Scheme (TMIS).

Information shown in this marketing material is for reference only and is correct as at 1 January 2016.

Plan Designer and Administrator’s Profile

The Henner Group is a leading expert in consulting, designing, and the administration of healthcare solutions.

Founded in 1947 in France, the company has 1,500 employees throughout France, Europe, Asia, Africa and North America.

Henner works with nearly 10,000 companies of all sizes to design and manage healthcare programs for some 1.5 million employees and family members.

The company has put together one of the world’s largest network of healthcare providers, with 45,000 providers in 166 countries, providing its members access to care wherever they are in the world.

Henner is internationally recognized for its industry leading services:

  • Simple and effective Administration:

Claims processed within 3 working days and paid in the currency of your choice, detailed statements via e-mail and guarantees of payment for hospitalization in 24 hours (2 hours for emergencies).

  • Teams that are close to You:

With offices on 4 continents (Singapore, Dubai, Kenya, Tunisia, France, Portugal, United States), Henner Client Service Teams can be reached 24/7 and answer e-mails in 2 working days. 

  • An integrated Medical Service:

In order to facilitate the issuing of prior agreements and medical underwriting, Henner has its own team of doctors, pharmacists and dentists to quickly process requests.

  • 95% member satisfaction

Our members are satisfied with the service received from Henner and over 50% have been clients for more than 10 years.

  • Administration department is ISO 9001 certified

This label guarantees the quality of the Administration services provided.