Any known medical condition which has occurred before the issuance of the policy.
Hospitalisation or surgical charges incurred for the treatment of congenital abnormalities or physical defects that have been in existence since birth.
Out-patient treatment that is not related to in-patient treatment or day surgery except where it is resulting from an accident.
Hospitalisation primarily for diagnosis, x-ray examinations, general physical or medical check-up.
Treatment for obesity, weight reduction, correction of vision, prostheses and cosmetic, plastic and implants surgery.
Payment for medical appliances, spectacles, lenses, hearing aids, wheel chairs.
Sexually transmitted diseases or communicable diseases requiring isolation or quarantine.
Treatments for pregnancy-related matters and miscarriage (except as a result of an accident).
Injury resulting from war and terrorism.
This list is non-exhaustive. Please refer to the sample policy contract for the full list of exclusions under this policy.
This insurance is underwritten by Tokio Marine Insurance Singapore Ltd. All benefits and features mentioned here are subject to the terms and conditions of the policy. Please refer to the policy contract for the precise terms and conditions of this insurance plan. The information shown here is for reference only.