What are AA Life Protector and AA Life Protector Plus?

These are Group Term Life insurance plans available to the members of Automobile Association of Singapore (AA). The plans provide coverage for death, terminal illness and disability1. Additionally, AA Life Protector Plus comes with coverage for 37 critical illnesses2 as well. For a more comprehensive coverage, optional Daily Hospital Cash Benefit can also be included to either plan.

In addition:

  • Coverage  for family members (spouse and children) at affordable rate
  • Coverage available from S$10,000 to S$300,000 for adults
  • Coverage available from S$10,000 to S$100,000 for child3
  • Round-the-clock global protection

 

Note:
Total and Permanent Disability is covered till age 65.
2 This applies to AA Life Protector Plus only. For the full definition of the 37 critical illnesses, please refer to Life Insurance Association Singapore website.
Child must be at least 15 days old when you apply for cover. The last entry age for child cover is 16 years of age next birthday. Your child’s coverage will end when your child reaches 21 years of age next birthday upon renewal.

Why is this important to you?

  • Provides you and your family insurance coverage at affordable cost
  • Pays you a lump sum benefit in the event of death, terminal illness and disability1
  • Pays you a lump sum upon diagnosis of any of the 37 critical illnesses2 (applicable for AA Life Protector Plus only)
  • Enjoy the peace of mind 24/7
  • Lighten your medical expenses with optional hospital cash benefit of up to S$150 per day4 for a maximum of 120 days
Note:
Total and Permanent Disability is covered till age 65.
2 This applies to AA Life Protector Plus only. For the full definition of the 37 critical illnesses, please refer to Life Insurance Association Singapore website.
Child must be at least 15 days old when you apply for cover. The last entry age for child cover is 16 years of age next birthday. Your child’s coverage will end when your child reaches 21 years of age next birthday upon renewal.
4 A daily hospital cash benefit of S$150 is payable for up to 120 days for each period of hospital stay in Singapore for sum assured of S$300,000.

This is suitable if you want

  • High protection at affordable cost for you and your family
  • Low sum assured starting at a minimum of S$10,000
  • Hassle-free application

This is not suitable if you want

  • Wealth accumulation or a savings plan
  • An investment product
  • A retirement income that lasts a lifetime

Key coverage

  • Death, Terminal Illness or Disability
  • 37 Critical Illnesses
  • Optional Daily Hospital Income Benefit

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Important information

This marketing material is only product information provided by Tokio Marine Life Insurance Singapore Ltd. and is not intended as an offer or recommendation to the purchase of any insurance plan. You should seek advice from a qualified adviser if in doubt. Both AA Life Protector and AA Life Protector Plus are underwritten by Tokio Marine Life Insurance Singapore Ltd. and are available through Automobile Association of Singapore (AA) to its members. Buying a life insurance policy is a long-term commitment. An early termination of the policy usually involves high costs and the surrender value payable (if any) may be less than the total premiums paid. Buying health insurance products that are not suitable for you may also impact your ability to finance your future healthcare needs. It is usually detrimental to replace an existing insurance policy with a new one as the new policy may cost more or have fewer benefits at the same cost.

For policies distributed in Singapore: This policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of the coverage, where applicable, please contact us or visit the LIA or SDIC websites (www.lia.org.sg  or www.sdic.org.sg).

Information shown is for reference only and is correct as at 15 August 2016.