It is a non-participating personal accident plan which provides financial assistance for expenses associated with accidents.
Accidental Death Benefit
Accidental Dismemberment & Burns Benefit
Medical Reimbursement Benefit
Double Indemnity Benefit
Free Child Cover1
Renewal is guaranteed up to age 75
4 plan types with different sums assureds
Occupational classes2: A, B, C or D
Note: 1 up to 4 children. Each child has to be unmarried, unemployed and is at least one (1) month old but below attained age 18. 2 The categories of the occupational classes can be found in the Product Summary.
Why is this important to you?
Receive financial assistance in the event of accidents
Renewal is guaranteed up to age 75 (next birthday)
Free child cover1
Note: 1 up to 4 children. Each child has to be unmarried, unemployed and is at least one (1) month old but below attained age 18. 2 Premium rates for TM PA (Personal Accident) are non-guaranteed. Tokio Marine Life Insurance Singapore Ltd. reserves the right to change the premium rate by giving 30 days’ written notice.
This is suitable if you want
Affordable insurance coverage in the event of death and dismemberment losses due to accidents
To ease the financial burden of medical expenses due to accidents
This is not suitable if you want
A wealth enhancement or savings plan
High death cover due to non-accidental causes
Death BenefitPays a lump sum benefit of S$3,000 in the event of death due to non-accidental causes or due to an injury after 180 days from the date of accident.
Accidental Death BenefitOnly if death occurs within 180 days from the date of accident.
Accidental Dismemberment and Burns BenefitOnly if any loss sustained as stated in the Table of Indemnity (refer to Product Summary) is due to an injury caused by an accident, within 180 days from the date of accident. The maximum amount payable is 150%1 of the sum assured.
Medical Reimbursement BenefitReimburses your medical expenses up to $10,0002 and lets you choose your preferred medical treatment, including Traditional Chinese Medicine3.
Double Indemnity BenefitOnly if an accidental death caused by an accident within 180 days from the date of accident while travelling on any vehicle registered with the local government for regular transportation.
Free Child Cover4For up to 4 children. Each child has to be unmarried, unemployed and aged between one (1) month old and below attained age 18.
1 The Accidental Dismemberment and Burns Benefit is payable according to the Table of Indemnity. 2 Benefit limit is based on Plan D. 3 Subject to sub-limits within each plan and the overall limits of the Medical Reimbursement Benefit. 4 Up to 4 children. Each child has to be unmarried, unemployed and is at least one (1) month old but below attained age 18.
Additional riders to enhance your protection
Lifestyle Care Benefit
Provides reimbursements for
Hospital Care Benefit
Reimbursement for ambulance services
Cash benefits for
daily confinement in hospital and intensive care unit
All ages mentioned in this marketing material are based on age next birthday.
This plan is underwritten by Tokio Marine Life Insurance Singapore Ltd. and is only available through our authorised distributors. Kindly obtain the required product disclosures and seek advice from a financial adviser before making a commitment to purchase this plan. Buying a life insurance policy is a long-term commitment. An early termination of the policy usually involves high costs and the surrender value payable (if any) may be less than the total premiums paid. It is also detrimental to replace an existing life insurance policy with a new one as the new policy may cost more or have fewer benefits at the same cost.
For policies distributed in Singapore:
This policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of the coverage, where applicable, please contact us or visit the LIA or SDIC websites (www.lia.org.sg orwww.sdic.org.sg).
Information shown in this webpage is for reference only and is correct as at 25 April 2016.