What is TM Wealth Enhancer?

It is a single premium whole life investment-linked insurance plan that offers potential growth to your wealth, while providing insurance coverage.

  • At least 100% of your single premium will be invested in selected investment-linked funds, depending on your choice of source of fund.
  • You have flexibility to:
    • make top-ups1 at any time after policy inception
    • switch funds and make withdrawals to suit market conditions and your needs
  • Death coverage2  is included
  • Guaranteed acceptance3 (no medical underwriting is required)
  • Available for Cash4, CPFIS4,5,6 and SRS4,7,8 investment
 
Note:
1 For any top-up (ad-hoc or regular), the source of fund for the top-up premium must always be the same as the source of fund for TM Wealth Enhancer. The minimum ad-hoc top-up amount is S$1,200 and the minimum regular top-up for monthly and quarterly are S$300, semi-annually is S$600 and annually is S$1,200.
2 The death benefit is determined by the sum of 105% of the value of single premium units and 100% of the value of top-up premium units.
3 Financial underwriting on source of fund is required.
4 Available in Singapore dollars only for all source of funds.
5 CPFIS refers to both Central Provident Fund Investment Scheme - Ordinary Account and Central Provident Fund Investment Scheme - Special Account.
6 Available for age 19 and above.
7 SRS refers to the Supplementary Retirement Scheme.
8 Available for age 22 and above.

Why is this important to you?

  • You enjoy a great deal of flexibility:
    • to make top-ups1 any time
    • to liquidate your policy immediately
    • to select funds with high potential to meet your risk appetite
    • Potential growth in the value of units
    • Available through various source of funds (Cash/SRS/CPFIS-OA/CPFIS-SA)
       
  • Guaranteed acceptance2 (no medical underwriting required)
 
1 For any top-up (ad-hoc or regular), the source of fund for the top-up premium must always be the same as the source of fund for TM Wealth Enhancer.The minimum ad-hoc top-up amount is S$1,200 and the minimum regular top-up amount for monthly and quarterly are S$300, semi-annually is S$600 and annually is S$1,200.
2 Financial underwriting on source of fund is required.

This is suitable if you want

  • A one-time premium payment investment-linked insurance plan that provides immediate opportunities in investment-linked funds while enjoying minimal insurance protection on death

This is not suitable if you want

  • Guaranteed returns
  • Regular payouts during the policy term

Key coverage

  • Death
All ages mentioned in this website are based on age next birthday.
All benefits and features mentioned herein are subject to terms and conditions of the policy. You must refer to the Policy Contract for the precise terms and conditions of this insurance plan.

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Important information

Investments in this plan are subject to investment risks including the possible loss of the principal amount invested. Past performance is not necessarily indicative of future performance and the performance of the ILP sub-fund(s) is non-guaranteed. A potential investor should read the Product Summary and Product Highlights Sheet(s) before deciding whether to subscribe for units in the ILP sub-fund(s).

This plan is underwritten by Tokio Marine Life Insurance Singapore Ltd. All benefits and features mentioned herein are subject to terms and conditions of the policy. You must refer to the Policy Contract for the precise terms and conditions of this insurance plan. The information shown in this website is for reference only and is accurate as at 31 March 2016.

Note.: Buying a life insurance policy can be a long-term commitment. An early termination of the policy usually involves high costs and the surrender value payable may be less than the total premiums paid. You may wish to seek advice from a financial adviser before making a commitment to purchase the product. In the event that you choose not to seek advice from a financial adviser, you should consider whether the product in question is suitable for you