What is Group Health Insurance?

It is a supplementary contract to Group Term Life (GTL) which provides insurance protection against:

  • Group Hospital & Surgical Benefit (GHS) covers hospital medical expenses for illness or injury, following hospital inpatient treatment for at least 6 hours consecutively
  • Group Out-Patient Benefit (GHO) provides outpatient medical expenses at a hospital or clinic, for illness or injury
  • Group Dental Benefit (GDT) covers the cost for:
    • extraction
    • filling
    • routine oral examination
    • scaling
    • general expenses
    • and other benefits specified in the benefit schedule
  • Group Major Medical (GMJ) covers medical expenses that exceed the Hospital & Surgical Supplementary Contract
  • Group Maternity Benefit (GMT) covers the maternity Hospitalisation and Surgical Benefit

Why is this important to you?

You can minimize medical expenses caused by illness and injury, for your employees/members. 

This is suitable if you want

  • Guaranteed protection for your employees /members against rising medical expenses due to illness and injury.
     

This is not suitable if you want

  • Group products for less than 5 employees (fulltime)/members 

Key coverage

  • Medical expenses
  • Dental expenses
  • Excess expenses incurred
  • Maternity benefit

Variety mode of premium payment of monthly, quarterly, semi-annually, yearly.

Underwriting is reserved and contrived accordance with company's regulation. Representing herein is only concision benefits. The complete term and coverage will be indicated in the policy the insured purchases.

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Important information

Underwriting is reserved and contrived accordance with company's regulation. Representing herein is only concision benefits. The complete term and coverage will be indicated in the policy the insured purchases.