What is All Risks?

It covers your assets at your business premises, and ensures you receive the full value if these assets are lost or damaged by

  • Fire
  • Burglary
  • Any other accident or misfortune
     

The plan covers

  • Office equipment
  • Industrial plants and machinery
  • Renovations and office partitions that do not form part of a building
  • Electronic equipment e.g. computers
  • Mobile items e.g. notebooks, phones and cameras

Key coverage

Here is an overview of your coverage

Loss of or damage to your workplace property, equipment, mobile gadgets and fittings.

Loss of or damage to your workplace property, equipment, mobile gadgets and fittings.

Loss of or damage due to fire, theft and any other accident or misfortune.


Loss or damage caused by perils

Loss or damage caused by perils

Loss or damage caused by perils except when such perils are specifically excluded in this policy.

How much is my premium?

Your premium may vary, depending on:

  1. Property insured
  2. Location
  3. Sum insured
  4. Other factors

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What we don't cover

  • Any consequence of war, invasion, act of foreign enemy, hostilities (whether war be declared or not) civil war, rebellion, mutiny, revolution, insurrection or military usurped power
  • Outside Thailand, any consequence of Strike, Riot or Civil Commotion 
  • Loss or damage arising from detention, confiscation, destruction or requisition by customs house or other officials or authorities
  • Theft of property left in:
    • (a) Unoccupied touring or convertible cars or    
    • (b) Other unoccupied vehicles unless all windows, doors, luggage compartment or boot roof and windscreen are completely closed and securely locked
  • Loss or damage arising from wear and tear, gradual deterioration, depreciation, moth vermin, any process of cleaning or restoring or action of light atmospheric or climatic conditions (other than lightning)
  • Loss or damage arising from mechanical or electrical breakdown
  • Breakage of tortoiseshell glass of other brittle substances not due to fire or theft

Important information

These plans are subject to the supervision and administration of Tokio Marine Insurance (Thailand) PCL by plan coverage and benefits thereof, all of which are subject to the requirements of the company. It used to be for reference only