What is SME Smile?

It is a policy that covers loss of or damage caused by fire, lightning, and other additional perils.

Key coverage

The following information below are an overview of what's covered.

Fire and covered perils

Fire and covered perils

Covers loss of or damage caused by fire and lightning, as well as other additional perils selected


Loss of Income

Loss of Income

Covers financial loss of business caused by interruption to business resulting from loss or damage to property insured under section 1


Burglary Insurance (Theft, Robbery or Gang Robbery)

Burglary Insurance (Theft, Robbery or Gang Robbery)

Covers loss or damage to the insured property within building/house as well as the building/house caused by theft, robbery or gang robbery


Plate Glass Insurance

Plate Glass Insurance

Covers breakage of fixed glass


Money Insurance

Money Insurance

Covers:

  • loss of money within insured premises   &  in locked safe or strong room
  • damage to safe or strong room

Third party liability Insurance

Third party liability Insurance

Covers liability arising from third party bodily injury or illness (including death) and third party property damage


Underwriting consideration is based on the types of business and we classify businesses into 3 Groups. 

Get it now

Important information

These plans are subject to the supervision and administration of Tokio Marine Insurance (Thailand) PCL by plan coverage and benefits thereof, all of which are subject to the requirements of the company. It used to be for reference only