Covers the following property, unless specifically stated on the policy
Silver, gold, jewelry
Antiques, works of art exceeding THB 10,000
Originals or copies of documents, plans, specifications, paintings, models, patterns, or moulds
Securities, bonds, important documents, stamps, money, checks, or business documents
All types of vehicles: land, waterborne, or airborne
Damage to electrical appliances or electrical components, circuits, electrical equipment, wiring, lamps as a result of overrunning, over voltage, short circuit, sparking, self-ignited wiring, electrical leakage, and wear and tear from the use of such equipment
Trees, landscape, grass
Destruction of property by order of any public authority
Damage directly or indirectly caused by or arising from war, invasion act of foreign enemies, hostilities or warlike operations (whether war be declared or not) civil war, mutiny, riot, strike, civil commotion, terrorism, revolution, military rising, insurrection, rebellion or event leading to the announcement of martial law
Damage directly or indirectly caused by or arising from:
Ionizing radiation or contamination by radioactivity from any nuclear fuel or from any nuclear waste from the combustion of nuclear fuel. Combustion shall include any self-sustaining process of nuclear fission
Nuclear explosions or nuclear materials or other dangerous substance which can cause nuclear explosions
Deductibles borne by the insured as specified on the schedule
Loss or damage occurred to the Insured’s premises if left unoccupied or unattended for more than 7 days
Loss or damage to mobile phone, computer notebook, property left in the balcony or open areas
Losses and damages arising out of personal legal residence within the premises of the insured, the insured, whether incurred directly or indirectly with the intention or knowledge of the insured or family members. Servants in the house insured whether acting alone or in collusion with other participants.
Loss or damage to money, gold coins, jewellery, art objects, antiques, original documents, maps, plan land painting design pattern or print collateral debt securities in various important documents, postage stamps, foreign banknotes, credit cards, bank cards, cheque books or any book about business
Plate Glass Insurance
This Insurance Policy does not cover:
Deformation or damage in addition to crack
Fracture, which occurred during transportation or during installation or removal, or while altering the location specified in the insurance policy
Fracture resulting directly or indirectly from:
Flood, typhoon, hurricane force winds, storm wind, windstorm, volcanic explosions, earthquakes or other natural variations
Detention, seizure or confiscation
Public Liability Insurance
Any liability as a result of judgement or judicial system other than Thailand or arising from the Thai Court specifying that the case must be judged overseas.
Any automobile liability of the Insured whether as an owner, a carekeeper, a driver, a contracted person, an advisor or anyone acting on behalf of the insured (including any machinery or any vehicles propelled by an engine).
Any liability as a result of construction, improvements, demolishing or any constructions.
Any liability arising from, directly or indirectly due to flood, polluted water, chemical substance, dust, smoke, gases, liquid, or substance which are polluted, pollution or any polluted environment.
Any liability as a result of sinking of land, vibration, removal or weakening of support.
Assumed contractual liability
Liability arising from:
Advice, technical or professional services by the Insured or anyone acting on behalf of the Insured
Medical malpractice except for first aid
Fines and penalties of any kind
Remark: It is only a summary of general terms Agreement Protection and exception. Therefore, the insured should study the details of the insurance policy and the insurance plan that has been thoroughly
These plans are subject to the supervision and administration of Tokio Marine Insurance (Thailand) PCL by plan coverage and benefits thereof, all of which are subject to the requirements of the company. It used to be for reference only