What is Happy Refund?

It is an endowment plan with:

  • Saving plan
  • Affordable premium
  • Get 100% of sum insured at the maturity date
  • Get 100% of death benefit
  • Tax reduction at maximum of 100,000 baht
  • In case of death after the agreement is in force for less than two years to get financial aid, the cremation of not more than 30% up to 300,000 baht

Why is this important to you?

It is a simple yet effective way to save for your family’s financial security, with:

  • A simple way to save for your future
  • Get 2 products for price of one – life insurance cover with saving policy
  • A lump sum pay out at the maturity

This is suitable if you want

  • Individuals who want to create a discipline of saving money
  • Individuals who are looking for a guarantee benefit

This is not suitable if you want

  • Individuals who are looking for a pure protection plan
  • Risk lovers who looking for high investment rate of return

Key coverage

  • Survival benefit
  • Death benefit
  • Tax reduction
  • In case of death after the agreement is in force for less than two years to get financial aid, the cremation

Premium payment period of 10 years, a period of protection of 10 years

Can buy additional riders

Underwriting is reserved and contrived accordance with company's regulation. Representing herein is only concision benefits. The complete term and coverage will be indicated in the policy the insured purchases.

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Important information

Underwriting is reserved and contrived accordance with company's regulation. Representing herein is only concision benefits. The complete term and coverage will be indicated in the policy the insured purchases.