What is TM Link – Retirement?

TM Link - Retirement is a Unit-Linked Insurance product with Regular Premium payment, which provides:

  • Whole life coverage
  • An investment benefit
  • A stable retirement fund to support the lifestyle you want when you retire
  • Additional coverage (Riders) options to meet your personal needs

Why is this important to you?

  • Flexibility to access your investment value from Policy year 1
  • Whole life coverage
  • Provides an endowment benefit for you who wish to prepare financial plan after retirement

This is suitable if you want

  • An effective and flexible savings plan with life protection
  • A retirement plan 

This is not suitable if you want

  • Life protection only


Key coverage

  • Death Coverage
  • Scheduled Withdrawal Benefit
  • Maturity Benefit


Provides additional benefits you can customise to your needs

This brief summary is not a policy document. Please read the actual policy documents for important details on coverage, exclusions, limits, conditions and terms.

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Important information

This plan is underwritten by PT Tokio Marine Life Insurance Indonesia. All benefits and features mentioned herein are subject to terms and conditions of the policy. You must refer to the policy contract for the precise terms and conditions of this insurance plan.

Note: Buying a life insurance policy can be a long-term commitment. An early termination of the policy usually involves high costs and the surrender value payable may be less than the total premiums paid.

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