What is TM FlexiBuilder Link?

TM FlexiBuilder Link (Syariah) is a Unit-Linked Insurance product based on Shariah principle with Regular Contribution payment, which provides:

  • Whole Life coverage
  • Total & Permanent Disability protection
  • Investment benefit
  • Additional coverage (Riders) options to meet your personal needs

Why is this important to you?

You enjoy:

  • Flexibility to access your investment value from Policy year 1 
  • Whole Life Insurance coverage
  • Maximum investment arrangement to meet your financial needs

This is suitable if you want

  • Optimal Whole Life Insurance which comply with Shariah principle
  • A flexible Premium payment plan which lets you maximize your investment value
  • Basic plan and riders of choice to meet your individual needs

This is not suitable if you want:

  • Life protection only
  • Non-Shariah product

Key coverage

  • Death Coverage
  • Maturity benefit
  • Total Permanent Disability


Provides additional benefits for you to customise according to your needs.

This brief summary is not a policy document. Please read the actual policy documents for important details on coverage, exclusions, limits, conditions and terms.

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Important information

This plan is underwritten by PT Tokio Marine Life Insurance Indonesia. All benefits and features mentioned herein are subject to terms and conditions of the policy. You must refer to the policy contract for the precise terms and conditions of this insurance plan.

Note: Buying a life insurance policy can be a long-term commitment. An early termination of the policy usually involves high costs and the surrender value payable may be less than the total premiums paid.

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