What is Machinery Breakdown insurance?

It is a plan which covers your

  • Plants
  • Machinery
  • Mechanical equipment
    • at  work
    • at rest
    • during maintenance operations

Key coverage

Here is an overview of your coverage



The cause of sudden and unforeseen damages due to

  • Faulty material, design, construction and erection
  • Vibration, mal-adjustment or mal-alignment
  • Defective lubrication, loosening of parts, abnormal stress, molecular fatigue, self-heating centrifugal force
  • Excessive electrical pressure, due to atmosphere electricity or otherwise
  • Short circuits  or arcing
  • Lack of skill and carelessness in handling the machinery

How much is my premium?

Your premium may vary, depending on

  • Risk exposure
  • Our underwriting requirements

Download our brochures under the Product Literature

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What we don’t cover

  • Loss of or damage to exchangeable tools and catalysts
  • Loss or damage due to fire and allied perils, flood, collapse of building, and landslide
  • Loss or damage due to burglary or theft
  • Loss or damage for which a contractor, supplier or repairer is responsible either by law or under contract
  • Loss or damage caused by existing defects or faults
  • War, civil war and any act of terrorism
  • Radioactive and nuclear energy risks
  • Willful acts or willful negligence
  • Loss or damage as a direct consequence of the continual influence of operation (e.g. wear and tear)
  • Consequential loss or liability of any kind
This list is non-exhaustive. Please refer to the sample policy contract for the full list of exclusions under this policy.
Important information

This plan is underwritten by Tokio Marine Insurans (Malaysia) Berhad. All benefits and features mentioned herein are subject to terms and conditions of the policy. It is In your best interest to refer to the Policy Contract for the precise terms and conditions of this insurance plan. The information shown here is for reference only and is accurate as at 30 June 2012.

Note: You should satisfy yourself that this policy will best serve your needs. You should read and understand the insurance policy, and at all times, feel free to contact us for more information.