What is Family PA Partner insurance?

This plan protects you, your spouse and children from

  • Bodily injuries
  • Permanent disablement
  • Death caused by accidental means

It includes

  •  Renewal bonus benefits of up to RM75,000
  • Medical, rehabilitation & bereavement expenses
  • Double indemnity for death and specified illnesses due to accidents while travelling on public transport
  • Personal Liability to indemnify you for third party’s accidental bodily injury or loss/damage of property


Choose among our four offerings.

  • Basic Plan
    Principal Sum Insured: RM50,000 
  • Super Plan
    Principal Sum Insured: RM100,000
  • Premier Plan
    Principal Sum Insured: RM200,000
  • Classic Plan 
    Principal Sum Insured: RM300,000 

Key coverage

Here is an overview of your coverage.

Benefits (Insured & Spouse)

Benefits (Insured & Spouse)

  • Death
  • Permanent Disablement
  • Medical Expenses
  • Ambulance Fee
  • Bereavement Allowance
  • Hospital Income (per day up to 365 days)
  • Repatriation Expenses
  • Rehabilitation Allowance
  • Purchase of Orthopaedic Equipment
  • Travel Allowance (up to RM200 per week, maximum RM1,000 per accident)
  • Renewal Bonus (5% p.a. maximum 5 years)
  • Double Indemnity

Benefits (Children)

Benefits (Children)

  • Death
  • Permanent Disablement
  • Medical Expenses
  • Double Indemnity

How much is my premium?

Your premium may vary, depending on

  • The type of plan selected
  • Your nature of work
  • Our underwriting requirements

Download our brochures under the Product Literature

Talk to us

What we don't cover

Personal Accident

  • War and allied risks
  • Suicide (whether sane or insane) or any attempt thereat
  • Pre-existing physical or mental defect or infirmity
  • Illness, diseases, infections
  • Childbirth, miscarriage, pregnancy or any other complications thereof
  •  Flying as a pilot or crew member in any aircraft
  • Criminal acts
  • Professional sports activities of any kind
  • Hazardous sports activities
  • Radioactive and nuclear weapon material accidents
  • Terrorism 

Personal Liability

  • Liability assumed under contract and/or agreement
  • Claims made by your employees for accidents arising in the course of employment
  • Claims against you by your family members
  • Liability in respect of damage to property held under your care, control or custody
  • Liability arising from the ownership, possession or use of any animal (other than a dog or cat), mechanically propelled vehicle, vessel or aircraft, land or building and firearms
  • Seepage, pollution or contamination
  • Liability arising out of your and/or your spouse employment, trade, profession or business
  • Fines, penalties, punitive or exemplary damages
  • Radioactive and nuclear weapon material accidents
  • War and allied risks
  • Any consequential loss of any kind whatsoever
  • Terrorism 
This list is non-exhaustive. Please refer to the sample policy contract for the full list of exclusions under this policy.
Important information

This plan is underwritten by Tokio Marine Insurans (Malaysia) Berhad. All benefits and features mentioned herein are subject to terms and conditions of the policy. It is In your best interest to refer to the Policy Contract for the precise terms and conditions of this insurance plan. The information shown here is for reference only and is accurate as at 30 June 2012.

Note: You should satisfy yourself that this policy will best serve your needs. You should read and understand the insurance policy and at all times, feel free to contact us for more information.