What is Individual PA Partner insurance?

It is an affordable Personal Accident plan that offers greater value with numerous benefits and bonus features

  • Double the insured sum for death and specified illnesses arising from accidents while travelling on public transport
  • 5% renewal bonus every year up to 25% when no claim is made


Choose among our five offerings

  • Plan 1
    RM100,000 and Hospital Income of RM75 per day
  • Plan 2
    RM250,000 and Hospital Income of RM150 per day
  • Plan 3
    RM500,000 and Hospital Income of RM200 per day
  • Plan 4
    RM750,000 and Hospital Income of RM250 per day
  • Plan 5
    Principal Sum Insured of RM1,000,000 and Hospital Income of RM300 per day

Key coverage

Here is an overview of your coverage

Personal Accident

Personal Accident

  • Accidental Death & Permanent Disablement
  • Medical Expenses
  • Ambulance Fees
  • Bereavement Allowance
  • Hospital Income
  • Repatriation Expenses
  • Rehabilitation Allowance
  • Travel Allowance
  • Renewal Bonus
  • Double Indemnity

Personal Liability

Personal Liability

How much is my premium?

Your premium may vary, depending on

  • The type of plan selected
  • Your occupation class
  • Additional benefits you opted for
  • Our underwriting requirements

Download our brochures under the Product Literature

Get it now

What we don’t cover

Personal Accident

  • War and allied risks
  • Suicide (whether sane or insane) or any attempt thereat
  • Pre-existing physical or mental defect or infirmity
  • Illness, diseases, infections
  • Childbirth, miscarriage, pregnancy or any other complications thereof
  • Flying as a pilot or crew member in any aircraft
  • Criminal acts
  • Professional sports activities of any kind
  • Hazardous sports activities
  • Radioactive and nuclear weapon material accidents
  • Terrorism

Personal Liability

  • Liabilities
    • assumed under contract and/or agreement
    • in respect of damage to property held under your care, control or custody
    • arising from ownership, possession or use of
      • any animal (other than a dog or cat)
      • mechanically propelled vehicle
      • vessel or aircraft
      • land or building
      • firearms
    • arising out of your employment, trade, profession or business
  • Claims
    • made by your employees for accidents in the course of employment
    • against you by family members
  • Seepage, pollution or contamination
  • Fines, penalties, punitive or exemplary damages
  • Radioactive and nuclear weapon material accidents
  • Terrorism, war and allied risks
  • Any consequential loss of any kind whatsoever
This list is non-exhaustive. Please refer to the sample policy contract for the full list of exclusions under this policy.
Important information

This plan is underwritten by Tokio Marine Insurans (Malaysia) Berhad. All benefits and features mentioned herein are subject to terms and conditions of the policy. It is In your best interest to refer to the Policy Contract for the precise terms and conditions of this insurance plan. The information shown here is for reference only and is accurate as at 30 June 2012.

Note: You are advised to note the scale of benefits for death and disablement in your insurance policy. You are advised to nominate a nominee and ensure that your nominee is aware of the personal accident policy that you have purchased. You should read and understand the insurance policy and at all times, feel free to contact us for more information.