This policy does not cover certain losses, such as
War and allied risks
Suicide (whether sane or insane) or any attempt thereat
Illness, diseases, infections
Childbirth, miscarriage (except due to motor vehicle accident, refer to Miscarriage due to Motor Vehicle Accident Benefit), pregnancy or any other complications thereof
Flying as a pilot or crew member in any aircraft
Professional sports activities of any kind
Pre-existing physical or mental defect or infirmity
Hazardous sports activities
This list is non-exhaustive. Please refer to the sample policy contract for the full list of exclusions under this policy.
This plan is underwritten by Tokio Marine Insurans (Malaysia) Berhad. All benefits and features mentioned herein are subject to terms and conditions of the policy. It is In your best interest to refer to the Policy Contract for the precise terms and conditions of this insurance plan. The information shown here is for reference only and is accurate as at 1 December 2017.
Note: You are advised to note the scale of benefits for death and disablement in your insurance policy. You are advised to nominate a nominee and ensure that your nominee is aware of the personal accident policy that you have purchased. You should read and understand the insurance policy, and at all times, feel free to contact us for more information.