What is Premier PA Partner insurance?

It is a policy which provides 24-hour worldwide cover, including accidental death or bodily injury.

  • Coverage from the age of 1 month to 65 years old, and up to 80 years old for renewals
  • High coverage up to RM1,000,000
  • Rates from as low as RM7.10 per month


Choose among our eight offerings.

  • Plan 1 to Plan 5
    Principal Sum Insured:
    • From RM50,000 - RM300,000
  • Plan 6 to Plan 8
    Principal Sum Insured:
    • From RM500,000 - RM1,000,000
    • Available for Occupation Class 1 & 2 only

Key coverage

Here is an overview of your coverage

Personal Accident Protection

Personal Accident Protection

  • Accidental Death & Permanent Disablement
  • Medical Expenses
  • Daily Hospital Cash
  • Weekly Benefits (Optional)
  • Ambulance Fees Benefit
  • Bereavement Allowance
  • Blood Transfusion Benefit
  • Cashless Hospital Admission Facility
  • Coma Benefit
  • Dental Correction and Corrective Cosmetic Surgery
  • Funeral Expenses
  • Kidnap Benefit
  • Permanent Disablement to Genitalia Benefit
  • Prostheses/Wheelchair Benefit
  • Repatriation Expenses
  • Travel Allowance
  • Double Indemnity
  • Renewal Bonus
  • Miscarriage due to Motor Vehicle Accident
  • Snatch Theft Benefit

Personal Liability

Personal Liability

Personal Liability



Optional Cover
Opt for an additional coverage of RM100,000 for Death and Permanent Disablement Benefit. 

How much is my premium?

Your premium may vary, depending on

  • Type of plan selected
  • Our underwriting requirements

Download our brochures under the Product Literature

Get it now

What we don’t cover

Personal Accident

  • War and allied risks
  • Suicide (whether sane or insane) or any attempt of suicide
  • Illness, diseases, infections, acquired immune deficiency syndrome (AIDS), human immune deficiency virus (HIV) and/or HIV-related illness. However, the named diseases specifically mentioned under Medical Expenses, Blood Transfusion and Bereavement Allowance Benefits may be covered under specific circumstances as defined in the policy
  • Childbirth, miscarriage (except due to motor vehicle accident), pregnancy or any other resulting complication
  • Professional sports activities of any kind
  • Flying as a pilot or crew member in any aircraft other than as a fare paying passenger in an aircraft licensed for passenger service
  • Pre-existing physical or mental defect or infirmity
  • Hazardous sports activities such as mountaineering involving the use of ropes or mechanical guides, parachuting, hang gliding, racing of any kind (other than on foot)
  • Radioactive and nuclear weapon material accidents
  • Terrorism

Personal Liability

  • Liability assumed under contract and/or agreement
  • Claims made by your employees for accidents arising in the course of employment
  • Claims against you by your family members
  • Liability in respect of damage to property held under your care, control or custody
  • Liability arising from the ownership, possession or use of any animal (other than a dog or cat), mechanically propelled vehicle, vessel or aircraft, land or building and firearms
  • Seepage pollution or contamination
  • Liability arising out of your employment, trade, profession or business
  • Fines, penalties, punitive or exemplary damages
  • Radioactive and nuclear weapon material accidents
  • Terrorism, war and allied risks
  • Any consequential loss of any kind whatsoever
This list is non-exhaustive. Please refer to the sample policy contract for the full list of exclusions under this policy.
Important information

This plan is underwritten by Tokio Marine Insurans (Malaysia) Berhad. All benefits and features mentioned herein are subject to terms and conditions of the policy. It is In your best interest to refer to the Policy Contract for the precise terms and conditions of this insurance plan. The information shown here is for reference only and is accurate as at 30 June 2012.

Note: You are advised to take note of the scale of benefits for death and disablement in your insurance policy. It is recommended that you select a nominee and ensure that he/she is aware of the personal accident policy that you have purchased. You should read and understand the insurance policy and discuss it with your agent. Or, feel free to contact us directly for more information.