What is TokioMarine-iHealth Advance?

It is a rider, attachable to a basic investment-linked plan that reimburses the eligible medical expenses in the event of hospitalisation and surgery incurred by Life Assured, in excess of the Deductible Amount.

Deductible Amount is an amount that shall be borne by you before we pay any claims. 

Why is this important to you?

Additional coverage to add-on to your medical insurance to provide comprehensive and lasting protection.

  • No Lifetime Limit
  • Retirement option that gives you the flexibility to reduce the deductible amount upon age 61
  • Coverage up to age 90

This is suitable if you want

  • A plan that complement your existing medical plan for hospitalisation
  • A plan that does not have lifetime limit for lasting protection


This is not suitable if you want

  • A plan with savings and investment element
  • A plan with Death and Total and Permanent Disability Benefit

Key coverage

  • Hospitalisation Benefit
  • Out-Patient Cancer Treatment and Kidney Dialysis
Please note that this brief summary is not a policy document. We advise you to read the actual policy documents for important details on coverage, exclusions, limits, terms and conditions.

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Important information

This plan is underwritten by Tokio Marine Life Insurance Malaysia Bhd. All benefits and features herein are subject to terms and conditions of the policy. It is in your best interest to refer to the Policy Contract for the precise terms and conditions of this insurance plan. The information shown here is for reference only and is accurate as at 4 November 2015.

Buying life insurance is a long term commitment. If you surrender the policy in the early years, the amount you get back may be less than amount that you have paid in.

Note: You should satisfy yourself that this policy will best serve your needs. You should read and understand the insurance policy, and at all times, feel free to contact us for more information.