What is TokioMarine - TermDefender?

This is a life insurance plan that provides

  • Coverage for death and Total and Permanent Disability (TPD)
  • Flexible coverage term and Sum Assured
  • Guaranteed and Levelled Premium throughout the coverage term


Why is it important to you?

  • Flexible policy term and sum assured to suit your needs
  • Affordable Premium as low as RM 0.40* per day
  • Guaranteed & Levelled premium throughout the coverage term


* Premium rate is based on 18 year old female with RM 100,000 Sum Assured for 10 years coverage term

This is suitable if you want

  • An affordable life protection plan
  • A plan that provides death and TPD coverage

  A plan that guarantees the same premium for the rest of your coverage term


This is not suitable if you want

  • A plan that contains saving & investment elements and participating in our profits
  • A plan that covers hospitalization and medical benefits


  • Death Coverage
  • Total and Permanent Disability (TPD)
The brief summary is not a policy document. Please read the actual policy documents for important details on coverage, exclusions, limits, terms and conditions.

How to get this?

Important information

This plan is underwritten by Tokio Marine Life Insurance Malaysia Bhd. All benefits and features herein are subject to terms and conditions of the policy. It is in your best interest to refer to the Policy Contract for the precise terms and conditions of this insurance plan. The information shown here is for reference only and is accurate as at 29 June 2018.

Note: You should satisfy yourself that this policy will best serve your needs. You should read and understand the insurance policy, and at all times, feel free to contact us for more information.