What is Annual Travel Partner insurance?

  • A travel protection plan that lets you travel the world, free of worry and uncertainty
  • Provides you with comprehensive and wide coverage, including terrorism

Key coverage

Here is an overview of your coverage



  • Accidental Death & Permanent Disablement
  • Child Education Fund
  • Burial or Cremation and / or Repatriation Expenses 
  • Medical and Other Expenses
  • Hospital Allowance
  • Personal Luggage and Personal Effects
  • Luggage Delay
  • Personal Money and Travel Documents
  • Cancellation (Loss of Deposits)
  • Curtailment
  • Delay in Departure
  • Delay in Arrival
  • Missed Departure
  • Flight Misconnection
  • Overbooked Flight
  • Hijacking Inconvenience
  • Home Care Benefit
  • Personal Liability 
  • Loss of Travel Deposits / Travel Package Payment
  • Additional Costs of Rental Car Return
  • Tokio Marine Travel Assistance Services

Travel Area

Travel Area

Area 1
Australia, Brunei, Cambodia, China, Hong Kong, India, Indonesia, Japan, Korea, Laos, Macau, Malaysia (from Peninsular Malaysia to East Malaysia or vice versa), Maldives, Myanmar, New Zealand, Pakistan, Philippines, Singapore, Sri Lanka, Taiwan, Thailand and Vietnam excluding Tibet, Nepal and Mongolia.

Area 2
Mongolia and Worldwide excluding USA, Canada, Tibet and Nepal.

Area 3
Worldwide including USA, Canada, Tibet and Nepal.

How much is my premium?

Your premium may vary, depending on your destination.

  • Area 1: Annual Premium of RM285.00
  • Area 2: Annual Premium of RM335.00
  • Area 3: Annual Premium of RM390.00
    (Subject to 6% Service Tax and RM10 Stamp Duty)

Download our brochures under the Product Literature

Get it now

What we don't cover

  • War and related risks including riot or civil commotion
  • Government regulations/acts or authorities of any country
  • Claims arising from manual work in connection with any trade, employment or profession
  • Travelling (other than as a fare paying passenger) in a fully licensed passenger aircraft
  • Suicide or self-inflicted injuries
  • Hazardous adventure
  • HIV, AIDS/AIDS related complex
  • Effect/Influence of alcohol or drugs
  • Pregnancy, childbirth, abortion or miscarriage
  • Pre-existing medical conditions
  • Illness/Disorders of a psychological nature, any anxiety state and/or nervous depression and mental illness
This list is non-exhaustive. Please refer to the sample policy contract for the full list of exclusions under this policy.
Important information

This plan is underwritten by Tokio Marine Insurans (Malaysia) Berhad. All benefits and features mentioned herein are subject to terms and conditions of the policy. It is in your best interest to refer to the Policy Contract for the precise terms and conditions of this insurance plan. The information is for reference only and is accurate as at 30 September 2016.

You are advised to

  • note the scale of benefits for death and disablement
  • nominate a nominee
  • ensure your nominee is aware of this personal accident policy
  • read and understand the insurance policy
  • discuss it with your agent or contact us directly for more information