What is TM FIVE Plus?

It is an affordable employee protection programme for SMEs or new start-ups with a minimum of 3 employees.

It comprises:

  • Affordable cover from a comprehensive range of products
  • Predictable annual costs
  • 24-Hour worldwide cover

Why is this important to you?

It is ideal for your business in multiple ways:

  • You can budget your costs effectively as the age-banded premiums provide you with predictable annual costs
  • Different plans and options are available to suit your needs and budget
  • It serves as a form of employee benefit for  attracting and retaining talent

This is suitable if you want

  • A plan that combines extended coverage and generous benefits with affordable premiums
  • To plan and predict your insurance expenses year after year

This is not suitable if you want

  • An insurance plan for over 20 employees

Key coverage

  • Group Term Life Option
  • Group Deluxe Medical Option
  • Group Critical Illnesses Rider
  • Group Personal Accident Rider
  • Mediplus Classic Rider
  • Group Outpatient Specialist Rider
All benefits and features mentioned herein are subject to terms and conditions of the policy. You must refer to the Policy Contract for the precise terms and conditions of this insurance plan.

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Important information

This plan is underwritten by Tokio Marine Life Insurance Singapore Ltd. and is only available through our authorised distributors. Please refer to the Policy Contract for the precise terms, conditions, and exclusions of this insurance.

For policies distributed in Singapore:
This policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of the coverage, where applicable, please contact us or visit the LIA or SDIC websites (www.lia.org.sg or www.sdic.org.sg).

Information shown is for reference only and is correct as at 16 December 2015.


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