What is Machinery Breakdown insurance?

This policy covers plants, machinery, mechanical equipment - whilst at work, at rest or during maintenance.

Key coverage

Here is an overview of your coverage



Machinery Insurance is important for everyone who operates machinery, not only for large Industrial Enterprises using large units or fully automated plants but also for medium-sized and small enterprises where a machinery failure may have serious financial and economic consequences.

The primary intention of our product is to protect you against the financial risks of unforeseen and sudden damage to your machine.

Losses can arise from the following:

  • Human faults, due to negligence and wilful acts of the workers
  • Operational faults, arising from inadequate maintenance
  • Product faults, arising from faulty materials, design and poor workmanship

How much is my premium?

Your premium may vary, depending on:

  • Risk exposure
  • Our underwriting requirements
Download our proposal form under the Product Literature.

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What we don’t cover

  • War, civil war and any act of terrorism
  • Radioactive and nuclear energy risks
  • Loss or damage caused by pollution or contamination
  • Fire, lightning and chemical explosion
  • Acts of god
  • Theft and burglary
  • Pre-existing conditions
  • Wear and tear
This list is non-exhaustive. Please refer to the sample policy contract for the full list of exclusions under this policy.
Important information

This insurance is underwritten by Tokio Marine Insurance Singapore Ltd. All benefits and features mentioned here are subject to the terms and conditions of the policy. Please refer to the policy contract for the precise terms and conditions of this insurance plan. The information shown here is for reference only.

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