TM Cyber 365

Essential protection of your business assets. Reassurance for business continuity.

What is TM Cyber 365?

This is a comprehensive cyber insurance policy designed to cover:

Third Party for

Security and privacy liability arising from a security breach or privacy breach by the company, outsourcers or independent contractors.

First Party for

Privacy regulatory defense and penalties
Crisis management event costs
Cyber extortion
Loss of Digital Assets
Business Interruption Expenses

Why companies need Cyber Insurance?

There is growing reliance on data, technology and interconnectivity with companies collecting, storing and processing massive amounts of data. Handling of confidential personal or corporate data can expose you to various Third Party liability and First Party costs and expenses.

Liability settlement and defence costs
Regulatory defence and penalties
Breach response costs such as legal costs to comply with privacy regulations, credit monitoring, PR, notification costs where legally required
Cyber extortion expenses and extortion monies
Restoration costs of damaged digital assets
Income loss, Interruption Expenses

This is suitable if you want

Coverage for system and data restoration
Protection against cyber threats

This is not suitable if you want

Coverage for physical hardware
Coverage for infringement of any patent, intellectual property or trade secret
Failure in power, telecommunications or other infrastructure
Terrorism, war, natural catastrophe or other physical event

Key coverage

Customers will have various options of cover

Security & privacy liability

Privacy regulatory defense & penalties

Crisis management event costs

Cyber extortion

Loss of digital assets

Business interruption expenses

Key Benefits

Business Interruption losses cover can be extended to third party vendors, including cloud providers
Flexible cover selection

What we don't cover

Bodily Injury
Hardware, but restoration expense for data and computer programs that exist in computer system is covered
Failure in power, telecommunications other infrastructure
Natural catastrophe or any other physical event
Unlawful collection of personally identifiable non-public information by Insured
Theft, Loss of unencrypted laptops and mobiles

Why Tokio Marine?

We provide crisis management and support for our clients.

SPEED and EXPERTISE are essential in cyber crisis management to identify the root cause of the loss and mitigate the loss within the shortest possible time.

We work with a dedicated breach response team with vast experience on a 24/7/365 availability basis. This includes specialist lawyers, IT forensic investigators, forensic accountants and PR consultants, to ensure the best outcome for our clients.

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Important information

This insurance is underwritten by Tokio Marine Insurance Singapore Ltd. All benefits and features mentioned here are subject to the terms and conditions of the policy. Please refer to the policy contract for the precise terms and conditions of this insurance plan. The information shown here is for reference only.