Business > Products > Property > Fire insurance

What is Fire insurance?

This policy covers your property against loss or damage by the following occurrences:

  • Fire
  • Lightning
  • Limited explosion

Key coverage

Here is an overview of your coverage

Basic cover

Basic cover

This policy covers loss or damage to your property due to:

  • Fire
  • Lightning
  • Explosion caused by gas used for domestic purposes
Extended coverage

Extended coverage

For an additional premium, coverage may be extended to these risks:

  • Aircraft damage and Impact damage
  • Burst or overflow of water tanks, apparatus or pipes
  • Malicious Damage
  • Riot, Strike and malicious Damage
  • Removal of Debris
  • Public Automatics Requirements
  • Architects, Engineers & Surveyor's Fees

How much is my premium?

Your premium may vary, depending on:

  • Cover selected
  • Coverage amount
  • Our underwriting requirements

Download our proposal form under the Product Literature.

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What we don’t cover

  • Theft during or after a fire
  • Burning of property by order of any Public Authority
  • Subterranean fire, pollution or contamination
  • War, civil war and any act of terrorism
  • Radioactive and nuclear energy risks
  • Date recognition
  • Property damage to data or software
Note:
This list is non-exhaustive. Please refer to the sample policy contract for the full list of exclusions under this policy
Important information

This insurance is underwritten by Tokio Marine Insurance Singapore Ltd. All benefits and features mentioned here are subject to the terms and conditions of the policy. Please refer to the policy contract for the precise terms and conditions of this insurance plan. The information shown here is for reference only.

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