What is Computer All Risks?

This is a policy which covers losses due to sudden and unforeseen causes. It comprises 3 sections:

  • Section I Material Damage Section
  • Section II Loss of Data and Data Media Section
  • Section III Additional Costs Section

Key coverage

Here is an overview of your coverage

Material damanage due to:

  • Incorrect operation, negligent or maliciaous acts of employees or third parties
  • Burglary, theft, robbery and the events related to them
  • Faulty design and material
  • Short circuit, excessive voltage, induction
  • Fire, lightning and explosion of all kinds (including the damage caused by fire-fighting and rescue operations)
  • Scorching and charring, smoke soot
  • Forces of nature such as storm, flood, hall, landslide
  • Any influence of water and moisture and corrossion resulting from them
  • Any other accident not hereinafter excluded


For more information , please kindly contact our staff tel. 0-2686-8888 (Thai) , 0-2686-8889 (Japanese)

How much is my premium?

Your premium may vary, depending on:

  • Sum insured (base on new replacement value)
  • Type of computer/accessories, and brand, model year of manufacture, etc.
  • Extended coverage and special clauses
  • Other factors

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What we don't cover


The Insurers will not indemnify the Insured in respect of :

1.  The excesses stated in the Schedule to be borne by the Insured

2.  Wilful act or omission or gross negligence of the Insured or his representatives

3.  3.0 Loss or destruction or damage to any property whatsoever or any loss or expense whatsoever

resulting or arising therefrom or any consequential loss

      3.1 Any legal liability of whatsoever nature

directly or indirectly caused by or contributed to by or arising from ionising radiation or

contamination by radioactivity from any nuclear fuel or from any nuclear waste from the combustion

of nuclear fuel. For the purpose of this exclusion only combustion shall include any self-sustaining

process of nuclear fission.

4.  Any loss, destruction, damage or legal liability directly or indirectly caused by or contributed to by or

arising from nuclear weapons material.

5.  Loss, damage or liability directly or indirectly caused by or arising out of war, invasion, act of foreign

enemy, hostilities (whether war be declared nor not), civil war, rebellion, revolution, insurrection,

mutiny, riot, strike, lock-out, civil commotion, military or usurped power, or malicious persons

acting on behalf of or in connection with any political organisation, confiscation, commandeering,

requisition or destruction of or damage to property by order of the government de jure or de facto

or by any public authority.


In any action, suit or other proceeding where the Insurers allege that by reason of the provisions of

Exclusion (5) above any loss, destruction, damage or liability is not covered by this insurance the burden

of proving that such loss, destruction, damage or liability is covered shall be upon the Insured.

Important information

These plans are subject to the supervision and administration of Tokio Marine Insurance (Thailand) PCL by plan coverage and benefits thereof, all of which are subject to the requirements of the company. It is used for reference only.