What is Accidental Damage (Property) Insurance Policy?

It is an insurance policy which covers any loss of or damage to your property by:

  • Fire
  • Lightning
  • Explosion
  • Windstorm
  • Aircraft
  • Earthquake
  • Water damage
  • All direct sudden and unforeseen physical loss

For an additional premium, you can extend coverage within the insured premise to:

  • Burglary
  • Plate glass
  • Loss of money in the insured premise
  • and more

Property insured includes buildings, furniture, machinery, stock, office equipment and so on.

How much is my premium?

Your premium may vary, depending on:

  • Your occupation
  • Sum insured
  • Building construction and surrounding area
  • Risk management such as fire protection and so on
  • Extension coverage as agreed such as burglary and  loss of money in the insured premise, etc


For further details and quotation, you can contact us.

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What we don't cover

Main Exclusion

  1. War , Civil War and any act of Terrorism.
  2. Radioactive and nuclear energy risks.
  3. Faulty or defective design, material or workmanship.
  4. Consequential loss or damage.
  5. Any exclusion specified under this policy.

Important information

These plans are subject to the supervision and administration of Tokio Marine Insurance (Thailand) PCL by plan coverage and benefits thereof, all of which are subject to the requirements of the company. It used to be for reference only