Why Tokio accident damage policy?

It is an insurance policy which protects against losses resulting from any interruption or interference of gross profits that your business suffers, as a result of a claim under your Accidental Damage (Property) Insurance Policy.

Options

Choose among our 2 offerings:

1. Gross Profit (Difference Basis):

Vital factors for consideration

• Turnover

• Variable cost of the insured business

2. Gross Profit (Addition Basis)

Vital factors for consideration

• Net Profit

• Standing charges (fixed cost) of the insured business

Your premium may vary, depending on:

1. The factors are considered in accordance with Accidental Damage (Property) Premium Rate

2. The gross profit

3. The maximum indemnity period

Main Exclusion

1. War, Civil War and any act of Terrorism.

2. Radioactive and nuclear energy risks.

3. Any perils, whichever do not cover under Accidental Damage (Business Interruption) Insurance Policy.