What is Loan Protection Insurance?

It is a protection plan which covers any outstanding debt to a financial institution in the event of Death or Total and Permanent Disability (TPD).

It covers:

  • 24-hour protection
  • Accidental death
  • Total permanent disability or dismemberment due to accident and illness
  • These critical conditions and illnesses
    • Major stroke
    • coma
    • Terminal illness
    • brain death and neurologic failure

Key coverage

Here is an overview of your coverage

Personal Accident Loan Protection

Personal Accident Loan Protection

  • Accidental Death & Total permanent disablement or dismemberment due to accident
  • Total permanent disablement or dismemberment due to illness
  • Critical condition or illness

How much is my premium?

Your premium may vary, depending on:

  • Type of vehicle (sedan, pickup, truck)
  • The type of cover requested (General cover or extend cover for soldiers and police officers while they work
  • Hire purchase, loan amount and loan period
  • Hire purchase interest rate
  • Type of vehicle (sedan, pickup, truck)

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What we don't cover

  • Losses arising from war, invasion, act of foreign enemies, revolution, insurrection, civil commotion, popular rising against the government, riot, strike
  • Suicide within the first year
  • Racing all kinds of car or boat
  • Boarding or traveling in an aircraft without a license for carrying passengers
  • Working as a piloting or crew member in any aircraft
  • Serving as a soldier or police
  • Taking part in a brawl
  • Committing a felony
  • Being arrested
  • Disease or illness symptoms for which you were examined, diagnosed and treated by a physician, prior 
  • Coverage does not include any loss arising from AIDs / HIV.


Remark: It is only a summary of general terms agreement protection and exception. Therefore, the insured should study the details of the insurance policy and the insurance plan that has been thoroughly.

Important information

These plans are subject to the supervision and administration of Tokio Marine Insurance (Thailand) PCL by plan coverage and benefits thereof, all of which are subject to the requirements of the company. It used to be for reference only