What is Fire Insurance?

This policy covers your property against loss or damage by fire, lightning, explosion, aircraft, vehicle impact and water damage.

For an additional premium, you can extend coverage to these perils:

  • Windstorm
  • Flood
  • Earthquake or volcanic eruption or tidal wave or tsunami
  • Hail
  • Smoke
  • Strike, riot or malicious act (excluding any action for political, religious or ideological purposes)
  • Electrical injury

How much is my premium?

Your premium may vary, depending on:

  • Your occupation
  • Sum insured
  • Building construction and surrounding area
  • Risk management such as fire protection and so on

Get it now

What we don't cover

  • War, civil war and any act of terrorism
  • Radioactive and nuclear energy risks
  • Goods held in trust or on commission
  • Bullion, precious stones, jewelry or precious metals
  • Securities, obligations, important documents of any kind, stamps, coins, paper money, cheques, books of account or other business books
  • Explosives
  • Consequential loss or damage
  • The burning of property by the order of any public authority


Remark: It is only a summary of general terms agreement protection and exception. Therefore, the insured should study the details of the insurance policy and the insurance plan that has been thoroughly.

Important information

These plans are subject to the supervision and administration of Tokio Marine Insurance (Thailand) PCL by plan coverage and benefits thereof, all of which are subject to the requirements of the company. It used to be for reference only