What is Travel Smile?

It is a policy which doubles as your ideal travel companion which protects you in multiple ways:

  • Comprehensive travel protection for up to 16 types of emergency situations 
  • Medical expenses incurred during your trip 
  • Travel delay1 not caused by you
  • Loss of personal belongings while overseas: money, baggage
  • Trip cancellation and disruption (includes insolvency of travel agencies)
  • Bonus cover for golf equipment

Each delay has to be 12 continuous hours


Choose among our 3 offerings:

Recommended for general travelers to Europe or Schengen Countries

Suitable for general travelers or management executives who want to:

  • cover golf equipment
  • emergency cash advance to cover any shortfall or a lost wallet

Tailored for executive or special travelers who expect privileged coverage and service

Key coverage

Here is an overview of your coverage

Accidental Death & Permanent Disablement

Accidental Death & Permanent Disablement

During your travels, you will be covered for:

  • Accidental death
  • Permanent total disablement from accident
  • Loss of organ and / or eyes

Medical Expenses

Medical Expenses


  • Overseas Medical Expense Reimbursement
  • Overseas Medical Expense incurred in Thailand

Travel Inconvenience

Travel Inconvenience

Lost Baggage
Loss of Personal Baggage / Personal Property

Missed Connecting Flight
Accommodation expense for every 12 hours

How much is my premium?

Your premium may vary, depending on:

  • Your choice of cover
  • Your age
  • The destination
  • Length of stay

Download our brochures under the Product Literature

Get it now

What we don't cover

  • Practicing or engaging in professional sports
  • Engaging in sports competitions
  • Preparatory training on an amateur basis
  • Parachuting
  • Bungee jumping
  • Racing other than on foot
  • Mountaineering & rock climbing
  • Abseiling
  • Scuba diving
  • Open water sailing
  • Any other dangerous sports

Remark: It is only a summary of general terms agreement protection and exception. Therefore, the insured should study the details of the insurance policy and the insurance plan that has been thoroughly.

Important information

These plans are subject to the supervision and administration of Tokio Marine Insurance (Thailand) PCL by plan coverage and benefits thereof, all of which are subject to the requirements of the company. It used to be for reference only