What is TM Group - Personal Accident?

TM Group - Personal Accident is a plan which

  • Covers personal accidents to your employees, and their spouse and children
  • Provides term coverage
  • Provides welfare for your employees

Why is this important to you?

  • Provides the employee, his/her spouse and his/her children a complete term benefit against the death risk due to accident
  • Provides partial and total permanent disability benefit
  • Provides accidental medical reimbursement benefit 

This is suitable if you are

  • A company or an organization which is a legal entity.
  • An employee and his/her spouse from 18-60 years old.
  • An employee’s child (full time student and unmarried) from 15 days-23 years old.
  • A company who is looking for coverage for their employees and their family against death, partial and  total permanent disability due to an accident.

This is not suitable if you are

  • Companies who are looking for an investment or whole live protection product.

Key coverage

  • Death Coverage
  • Total Permanent Disability
  • Partial Permanent Disability
  • Medical Expenses Reimbursement Coverage
This brief summary is not a policy document. Please read the actual policy documents for important details on coverage, exclusions, limits, conditions and terms.

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Important information

This plan is underwritten by PT Tokio Marine Life Insurance Indonesia. All benefits and features mentioned herein are subject to terms and conditions of the policy. You must refer to the policy contract for the precise terms and conditions of this insurance plan.