What is TM Well Being – Group?

TM Well Being - Group a non-participating product that provides medical benefits for your employees, and their spouse and children.  

It provides welfare for your employees, peace of mind to you and helps to attract and retain good employees.

Why is this important to you?

  • It provides your employees with hospitalization and surgery benefits.
  • Your employees can also be provided with riders that including outpatient, glasses, dental and maternity benefits.

This is suitable if you are

  • A company or an organization which is a legal entity.
  • An employee and his/her spouse from 18-60 years old.
  • An employee’s child (full time student and unmarried) from 15 days-23 years old.
  • A company that seeks protection for employees and their families against the risks that occur due to health problems. 

This is not suitable if you are

  • Companies who are looking for an investment product.

Key coverage

  • Medical coverage
  • Death coverage


  • Outpatient Benefits
    Provides outpatient benefits for
    • Doctor consultation expense
    • Medicine
    • Diagnostic fees
    • Physiotherapy
    • Administration fees
    • Package of Doctor Consultation and Medicine expense


  • Glasses benefits
    Provides glasses benefits for
    • Frame for glasses
    • Lens for glasses
    • Eye examination expenses


  • Dental  benefits
    • Preventive dental treatments
    • Complex dental treatment
    • Dentures
    • Basic dental treatments    
  • Maternity benefits
    Provides maternity benefits for
    • Normal Delivery expense
    • Abnormal Delivery without Operation/Surgery expense
    • Abnormal Delivery with Operation/Surgery expense
    • Miscarriage and Pregnancy complication expenses
    • Pre & Post delivery expenses
This brief summary is not a policy document. Please read the actual policy documents for important details on coverage, exclusions, limits, conditions and terms.

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Important information

Note: Buying a life insurance policy can be a long-term commitment. An early termination of the policy usually involves high costs and the refund premium may be less than the total premiums paid.