What is TM Link – Wealth Accumulation?

It is a Unit-Linked Insurance product with Regular Premium payments, which provides:

  • whole life coverage
  • an investment benefit
  • additional coverage options (Riders) to meet your personal needs

Why is this important to you?

  • It gives you flexibility to access your investment value from Policy year 1
  • You have whole life coverage
  • You can personally arrange and maximize your savings plan to meet your financial needs

This is suitable if you want

  • A Whole Life Insurance
  • A flexible Premium payment plan which lets you maximize your investment value
  • Basic plan and riders of choice to meet your individual needs

This is not suitable if you want

  • Life protection only 

Key coverage

  • Death Coverage
  • Maturity benefit


Provides additional benefits you can customise to your needs, including Hospital and Surgery Rider (Brochure and Product Information Summary attached).

This brief summary is not a policy document. Please read the actual policy documents for important details on coverage, exclusions, limits, conditions and terms.

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Important information

This plan is underwritten by Tokio Marine Life Insurance Indonesia. All benefits and features mentioned herein are subject to terms and conditions of the policy. You must refer to the policy contract for the precise terms and conditions of this insurance plan.

Note: Buying a life insurance policy can be a long-term commitment. An early termination of the policy usually involves high costs and the surrender value payable may be less than the total premiums paid.


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