Group Term Life

¹ The benefit(s) payable under eligible certificate of insurance is protected by PIDM up to limits.

Please refer to PIDM’s TIPS Brochure or contact Tokio Marine Life Insurance Malaysia Bhd. or PIDM (visit www.pidm.gov.my).

Why is it important to you?

Here are some reasons why you should consider purchasing Group Term Life.

Life Protection

Your employees are covered in the event of Death and Total Permanent Disability due to both natural and accidental causes.

Hassle Free Plan

You save time and resources, in negotiating umbrella coverage for your employees under one contract.

Is this right for you ?

How to decide if this plan is suitable for you?

This is suitable if you want:

✓ To provide your employees with additional peace of mind.

✓ To show your employees that you have their welfare at heart

✓ To use this group insurance as a form of employee benefit

✓ To attract and retain good employees

This is not suitable if you want:

🗴 A savings plan with investment returns

🗴 A whole life protection plan

What does this plan provide you?

These are the benefits you get when you purchase this plan.

We've got you covered

You may attach additional riders to enhance your protection.

Group Dread Disease (GDD)

As an optional rider to Group Term Life which the benefit is payable upon diagnosis of any one of the defined 39 Dread Diseases. This benefit pays a lump sum in addition to Group Term Life benefits.
*subject to policy's T&C

Group Hospitalisation & Surgical

Extends Medical Coverage for hospitalization & surgical procedures in the event of illness or injury. It provides reimbursement of medical expenses in the event of hospitalization due to illness or accident.

Group Personal Accident (GPA)

As an optional rider to the Group Term Life it provides protection based on the Schedule of Indemnities for loss of life and or parts of the body due to accident.

Important Information

This plan is underwritten by Tokio Marine Life Insurance Malaysia Bhd. All benefits and features herein are subject to terms and conditions of the policy. It is in your best interest to refer to the Policy Contract for the precise terms and conditions of this insurance plan. The information shown here is for reference only and is accurate as at 21 August 2014.

Buying life insurance is a long term commitment. If you surrender the policy in the early years, the amount you get back may be less than amount that you can afford.

Note: You should satisfy yourself that this policy will best serve your needs. You should read and understand the insurance policy, and at all times, feel free to contact us for more information.